Each state has its own laws that govern how to determine who is at fault in a vehicle or motorcycle accident. Kentucky is no different. When it comes to the term “no-fault” in car accident case, this does not mean the driver is not at fault. Instead, it refers to the type of auto insurance system established by a state’s laws. No-fault insurance protects both parties from falling into a rabbit hole of lengthy and expensive court battles over who was at fault in the accident.
How Does this Impact Kentucky Drivers?
In Kentucky, the no-fault portion of your auto insurance is called Personal Injury Protection (PIP). It provides coverage for physical damage caused by another driver and, while most states have a minimum coverage limit, extra coverage can be added for a premium price.
Although every type of auto insurance in Kentucky comes with PIP, those who would like to seek further retribution must file a claim with a car accident lawyer or personal injury lawyer. Keep in mind that each state also has specific rules and guidelines for filing personal injury claims, so it is important to consult with an attorney as soon as possible to avoid risking the chance of not obtaining compensation.
Trusted Louisville Personal Injury Attorneys
If you or a loved one was injured in a motor vehicle accident caused by the negligence of another, you might be facing the burden of medical costs, lost wages, or even loss of work. At Bahe Cook Cantley & Nefzger PLC, we believe that when these dangerous accidents occur as a result of someone else’s actions, the responsible party should be held accountable.
If you are ready to aggressively being pursuing compensation for your injuries, call us at (502) 565-0035.